Why June is the Perfect Time to Start Budgeting and Planning Your Christmas Decor

We may only be in May, but for savvy holiday lovers, now is the time to start thinking about Christmas. Planning early doesn’t just save time - it can also save a lot of money. Whether you're dreaming of a Pinterest-worthy living room or hoping to avoid the last-minute financial crunch, starting your Christmas prep now can make the season more joyful and less stressful.

Here’s how you can start budgeting and planning your holiday décor early - and why now is the perfect time to do it.

Step 1: Create a Christmas Budget

The holiday season can be one of the most expensive times of the year. By starting in early, you can spread out spending across several months. Here's how to break it down:

Set Your Holiday Budget Categories:

• Decorations (tree, lights, ornaments, wreaths)
• Gifts
• Food & Drinks
• Travel
• Events & Activities
• Unexpected Expenses (always leave wiggle room!)

Start Saving Now By Shopping Off-Season:

Summer is a goldmine for clearance sales on last year’s décor and early sneak peeks of new trends - often at a discount. Plus, purchasing flights and events tickets during the off-season can save you bundles! Get creative and make your own decorations with inexpensive materials like paper, ribbon or recycled items. Not only will you save money, but you'll also have one-of-a-kind pieces to showcase in your home.

Choose Thoughtful Over Expensive:

Gift-giving can quickly get out of hand if you're not careful. Avoid overspending by setting a limit on how much to spend per person and sticking to it. Remember, it's the thought that counts, so focus on meaningful gifts rather than expensive ones. Consider DIY gifts or hand-written cards for a personal touch.

Step 2: Plan Your Holiday Decor Theme

By choosing a theme and making a plan now, you’ll avoid rushed (and often expensive) last-minute purchases in December.

Choose Your 2025 Decor Theme:

Some trending and timeless ideas to inspire:

• Nordic Minimalist: Neutral tones, wood, and cosy textures
• Vintage Revival: Retro ornaments, glass baubles, tinsel
• Nature-Inspired: Pinecones, dried oranges, eucalyptus garlands
• Modern Glam: Metallics, jewel tones, and bold lights

Make an Inventory:

Go through your current decorations and create a shopping list:

• What do you already have?
• What’s broken or needs replacing?
• What can you DIY instead of buy?

Once your theme is set and your inventory is done, make a smart list of what to buy:

• Prioritize big-ticket items (like a new tree or wreaths)
• Set a price cap per item based on your budget
• Keep your eyes peeled for early bird discounts, thrift finds, or craft store coupons

Bonus Tip: Start DIYing Now

If you love homemade décor, now’s the time to start crafting:

• Hand-painted ornaments
• Personalized stockings
• Garland made from dried citrus or popcorn
• Upcycled décor from thrift store finds

Not only does this save money, but it gives you plenty of time to enjoy the process rather than rush through it later.

Wrapping It Up

Starting your Christmas budgeting and décor planning now might seem early - but it’s actually a gift to your future self. With a solid plan and a few small actions each month, you’ll avoid overspending, reduce stress, and create a holiday space you truly love.

So pour yourself a summery iced cocoa (yes, it's a thing!) and start dreaming of your winter wonderland - one step at a time.